How to Sell Your Inherited Home Fast in St. Paul, MN

Inheriting a home in St. Paul, MN, can come with a mix of emotions—grief, gratitude, and often, responsibility. If you’re not planning to live in the inherited property or keep it as a rental, selling quickly may be the best option to avoid upkeep, taxes, and other ongoing costs.

This guide will walk you through the steps to sell your inherited home fast in St. Paul while staying compliant with Minnesota laws and maximizing your return.

1. Understand the Legal Process

Before you can sell the inherited property, it’s important to know whether it must go through probate—the legal process of settling an estate.

When Probate Is Required:

• The deceased was the sole owner of the home
• The property wasn’t held in a trust or joint ownership

When Probate May Be Avoided:

• The property was jointly owned with rights of survivorship
• The property was in a revocable living trust
• The estate qualifies for Minnesota’s small estate process (under $75,000)

If probate is necessary, the sale must be approved by the court, and the personal representative (executor) must be authorized to sell the property.

2. Assess the Property’s Condition

Take a realistic look at the condition of the inherited home. Some inherited homes are move-in ready, while others may need serious repairs or updates. Ask yourself:

• Does it need major repairs?
• Would staging or cleaning add value?
• Are you willing to invest time and money to get it market-ready?

If you’re looking for a quick sale, selling the home as-is is often the most practical route.

3. Decide on a Selling Strategy

You have a few key options when selling an inherited house in St. Paul:

Option 1: Traditional Sale Through a Realtor

• Best for homes in good condition
• May take weeks or months to sell
• Involves agent commissions and potential repairs
• Showings, inspections, and buyer financing delays

Option 2: Sell to a Local Cash Buyer

• Ideal for quick closings (often within 7–21 days)
• No need for repairs, staging, or cleanup
• No fees, commissions, or open houses
• Close on your timeline

Many homeowners in the Twin Cities choose this option for speed and convenience, especially if the property is outdated or has legal complications.

4. Prepare the Legal and Financial Documents

To sell an inherited home, you may need:

• A copy of the will or death certificate
• Court documents proving your authority to sell (if probate is involved)
• The property deed
• Any outstanding mortgage or lien information

A local probate attorney or title company can help guide you through this paperwork.

5. Consider the Tax Implications

When you sell an inherited home, you may be subject to capital gains taxes—but only on the difference between the home’s fair market value at the time of inheritance and the final sale price.

For example:

• Home was worth $200,000 when inherited
• You sell it for $210,000
• You may owe capital gains tax on $10,000

Consult a CPA or tax advisor familiar with Minnesota inheritance laws to understand your specific situation.

6. Close the Sale Quickly

Once you’ve accepted an offer, especially from a cash buyer, the process can move quickly:

• Title search and document verification
• Signing closing paperwork
• Receiving payment and transferring ownership

In most cases, you can close in under three weeks—sometimes even faster.

Bonus Tips for Selling Fast in St. Paul

• Work with local professionals who know the St. Paul market
• Be transparent with other heirs if multiple people inherited the property
• Clear out personal belongings early, especially if selling as-is
• Request multiple offers to compare and choose the best fit

Final Thoughts

Selling an inherited home in St. Paul doesn’t have to be complicated or time-consuming. Whether you’re dealing with probate or not, working with experienced local professionals can help you sell fast, avoid legal pitfalls, and reduce stress.

If you’re looking to sell your inherited house quickly, as-is, and without hassle, consider contacting a local St. Paul cash buyer for a free, no-obligation offer today.